If you are in Saudia and want to use an STC account.
If you are transferring money locally then you will open the STC application and enter your passcode.
You will enter your willing amount to send and then select a contact to whom you want to send money.
Then write the transfer amount and then tell them the purpose of the transfer.
Different kinds of purpose will be shown on screen, you will select one of them.
Enter next and then the whole process and information will be shown on screen.
Enter confirm button then they will send you a coded message and then you will write that code on your screen.
After this, your amount will be transferred and you will receive the message.